Investing in mutual funds is considered one of the safest investments. This is because the funds have risk diversification ability because of the diversification of the funds in different sectors and different types. Mutual funds are of three types equity,… Read More
Understanding the Features of an Online Trading App
There are various trading apps available in the market. But choosing the one that would suit you best depends upon your requirements. Requirements here mean, whether you want to use the app for investment purposes, trading purposes or even staying… Read More
How to Choose Between a ULIP Plan and a Savings Plan
Building a secure future requires planning for our financial goals. Whether it’s saving for a dream home, a child’s education, or a comfortable retirement, we all have aspirations that require financial preparation. The key lies in accumulating funds and using… Read More
7 Things You Need to Know About Before Starting a Savings Plan
Starting a savings plan is a significant financial decision that requires careful consideration and planning. Whether you’re saving for retirement, a down payment on a house, or your child’s education, here are seven essential factors you need to know before… Read More
The Future is Digital: Why You Need a Demat Account Now
In the rapidly evolving landscape of finance, one term that has gained significant prominence is the “demat account.” As we move further into the digital age, the need for a dematerialized account becomes more apparent than ever. This article aims… Read More
Boost Your Productivity with the Ultimate SIP App
In the fast-paced world of finance and funding, staying in advance requires no longer just know-how however additionally gear that empower you to make informed decisions efficiently. When it comes to Systematic Investment Plans (SIPs), having the right app can… Read More
Unlocking the Potential: How Arbitrage Funds Maximise Your Investments
Arbitrage funds, a category of mutual funds, have received a reputation among traders for his or her precise strategy of capitalising on rate differentials in various markets. These funds purpose to supply strong returns through leveraging the price gaps between… Read More
Unveiling the Best Option Trading Platforms in India: A Comprehensive Guide
Picking the appropriate platform is essential for success in the ever-changing world of option trading. This in-depth review examines the top option trading platforms available in India and offers information on each one’s features, capabilities, and general usefulness for traders.… Read More
The Importance of Savings Plan Insurance for Long-Term Wealth Management
Building and managing long-term wealth requires a strategic and comprehensive approach, and one integral component of this financial strategy is savings plan insurance. This article explores the importance of incorporating savings plan insurance into your long-term wealth management strategy and… Read More
The Role of Technology in Shaping the Future of the Share Market
Technological improvements drive a fundamental transformation of the share market, a complex and dynamic financial ecosystem. This article explores the critical role that technology will play in determining the share market’s future structure. Technological Evolution in the Share Market 1.… Read More
The Ultimate Guide to Navigating the NCDEX: Everything You Need to Know
Demystifying the NCDEX: A Comprehensive Guide for Traders The National Commodity and Derivatives Exchange, or NCDEX, plays a pivotal role in the Indian commodity market. This comprehensive guide aims to unravel the intricacies of the NCDEX, providing traders with essential… Read More
Understanding the Role of an Investment Consultant in Your Financial Future
Investment consultants are one important player in this field when it comes to securing your financial future. Investment consultants play a pivotal role in helping individuals and institutions make informed investment decisions. In order to grasp the importance of investment… Read More
Must-Have Features for the Ultimate Share Market App
As technology continues to transform the landscape of financial markets, having the right share market app can make a substantial difference in your trading experience. To ensure you make informed investment decisions and navigate the complexities of the share market… Read More
Demystifying Demat Accounts: Simplifying Investing
Investing in the stock market has become increasingly accessible with the advent of dematerialised (demat) accounts. These accounts serve as a secure repository for your stocks, bonds, mutual funds, and other securities in electronic form. It eliminates the need for… Read More
Unveiling F&O Trading for Beginners
Trading Futures and Options (F&O) may be a lucrative but complex endeavour, especially for inexperienced investors. In order to demystify F&O trading, this article provides important insights into the workings of futures and options, as well as their possible benefits… Read More
Stock Trading App Free
In recent years, the landscape of stock trading has undergone a transformative shift with the advent of free stock trading apps. These platforms have democratized access to financial markets, allowing users to trade stocks without the traditional barriers of high… Read More
How to Leverage Advanced Features of Share Market Apps for Better Investment Strategies
In the fast-paced world of finance, staying ahead of the curve is crucial for successful investing. Share market apps have evolved beyond mere stock tracking tools, offering a myriad of advanced features that can significantly impact investment strategies. Investors who… Read More
Navigating the Share Market Today: Unveiling Real-Time Rates and Insights
With every second that passes, fortunes change in the tumultuous share market. The share market today rate serves as a lighthouse for investors in this dynamic arena by reflecting company values and market indexes in real time. Let’s examine the… Read More
Risk Management in Zero Brokerage Trading
In recent years, the advent of zero brokerage trading platforms has disrupted the traditional brokerage model, making stock trading more accessible and cost-effective for investors. While zero brokerage trading offers numerous benefits, it also comes with its own set of… Read More
Simplified Stock Trading: Explore Apps for Beginners in India
In recent years, the world of stock trading has become more accessible to a vast audience, thanks to the rise of user-friendly stock trading apps. These applications have revolutionized the way individuals participate in the stock market, making it easier… Read More
Risk Management in Hybrid Funds: Strategies for Investors
Hybrid funds have gained popularity among investors seeking a balanced approach to their portfolios. These funds combine the benefits of both equity and debt investments, providing diversification and potentially higher returns compared to traditional fixed-income options. However, like any investment,… Read More
A Complete Guide on Options Trading
In today’s rapidly evolving financial landscape, technology plays a pivotal role in shaping trading strategies and investment decisions. One of the most groundbreaking advancements in this realm is algorithmic trading, commonly known as algo trading. Algo trading refers to the… Read More
Exploring ULIP Investment: Why ULIPs Could Benefit Young Working Individuals
Unit Linked Insurance Plans (ULIPs) have gained popularity across various types of investors. According to a survey conducted in 2021, after the initial wave of the COVID pandemic, 92% of participants expressed a stronger preference for ULIPs. These insurance policies,… Read More
12 Benefits of buying group term insurance plans
Group term insurance plans offer several benefits to both employers and employees. Here are some of the key benefits of buying group term insurance plans: It’s important to note that the specifics of group term insurance plans can vary based… Read More
When Is the Right Time to Start Planning for Your Retirement?
Retirement is among the major goals for which it takes proper financial planning. After retiring, you lose your primary source of income and therefore, you must have built a significant corpus by that time to support you financially during your… Read More
What Are Pension Policies?
Pension policies, also known as retirement plans, are a type of insurance policy that is designed to provide financial support to individuals during their retirement years. These policies are typically funded by contributions made by the policyholder or their employer,… Read More
What Are Some Of The Benefits Of Buying A Guaranteed Savings Plan?
A Guaranteed Savings Plan, also known as a Guaranteed Investment Certificate (GIC), is a type of investment option that provides a guaranteed rate of return over a specific period of time. This type of investment is a low-risk option that… Read More
How Safe It To Invest In ULIP Plans?
ULIP (Unit-Linked Insurance Plan) is a popular investment option in India that provides the benefits of both insurance and investment. It offers an opportunity to invest in various market-linked funds while providing a life insurance cover. With the increasing popularity… Read More
Which Is The Best One Time Investment Plan?
When it comes to investing, everyone wants to make the best use of their money. One-time investments are a great way to do this as they offer a lump sum investment that can yield great returns over time. Choosing the… Read More
Do We Have Any Good Child Education Plan To Invest Since From Child Birth?
Child education is one of the most important investments a parent can make. A good education plan can ensure that your child receives the best possible start in life and has the opportunity to achieve their full potential. But with… Read More
The Importance of Having a Comprehensive Investment Plan
Investing is an essential aspect of building and securing one’s financial future. It involves putting your hard-earned money into various financial instruments to grow your wealth over time. However, to achieve your investment goals and to minimize risks, it’s essential… Read More
Is The National Pension Scheme Better Than The Old Pension Scheme?
The National Pension Scheme (NPS) is a government-sponsored pension plan in India that was introduced in 2004. It aims to provide retirement benefits to all citizens in India, regardless of their income level. The old pension scheme, on the other… Read More
Are Saral Pension Yojana And The SBI Life Saral Pension Plan The Same?
The Saral Pension Yojana and the SBI Life Saral Pension Plan are two different schemes, which are designed to provide financial security to the senior citizens of India. Both of these schemes have been launched to cater to the growing… Read More
What Is The Best Pension Plan Today In India?
Pension plans are essential to ensure a comfortable and secure financial future after retirement. They provide a regular source of income during the golden years of an individual’s life. In India, there are several pension plans available, each with its… Read More
How Do I Calculate My Pension?
Pensions are a common way for people to receive a steady stream of income during their retirement years. The amount of money you receive from a pension depends on various factors, including your contributions, the length of your service, and… Read More
What Are The Benefits And Drawbacks Of Unit Linked Insurance Plans ULIP?
Unit Linked Insurance Plans (ULIPs) are a popular investment option that combines the features of insurance and investments. This plan offers policyholders the opportunity to invest their money in a range of investment options such as equity, debt or a… Read More
Why should women invest in life insurance?
Life insurance is a critical aspect of financial planning, and women, in particular, should consider investing in it for several reasons. Women face unique financial challenges and have different life expectancies compared to men, making life insurance a crucial investment… Read More
Which Term Plan Is The Best In 2023?
Term insurance plans are a popular form of life insurance policy that provides coverage for a specified term, typically ranging from 10 to 30 years. These plans are designed to provide financial protection to the policyholder’s family in the event… Read More
Should You Buy a ULIP Plan or Simply a Life Insurance Policy?
When it comes to securing the financial future of your loved ones, you look for the best possible option. This applies to the choice between a unit-linked insurance plan (ULIP) and a life insurance policy. A ULIP offers not only… Read More
5 Tips to Increase the Returns of Your Investment
Investors are continuously on the lookout to increase their ROI. The good news is that there are a handful of tried and tested methods that can help boost your returns. They let you stay ahead of the financial curve too… Read More
What Do You Mean by the Power of Compounding in Mutual Funds?
The mutual fund industry’s Asset Under Management (AUM) doubled over just 5 years, from ₹20.59 lakh crores in August 2017 to ₹39.34 lakh crores in August 2022. This means that an increasing number of people are showing interest in understanding… Read More
Advantages of SIP Investment Over Lump-sum Investment in Mutual Funds
The contributions to monthly SIP investments in India have risen by an impressive 77% from December 2017 to December 2022. While it’s always a good idea to save, it’s an even better idea to make your money work harder for… Read More
How Should You Choose a Suitable Investment Plan?
Wouldn’t you like to make your money work harder for you? The way to do that is through smart investments. By looking for investment plans and choosing the best investment scheme suitable for your needs, you can hope to generate… Read More
How to Choose the Best Retirement Pension Plan?
Retirement from work is inevitable, so it would be prudent to prepare for your second innings. Building a sizable corpus to meet your obligations post-retirement is the ideal method to retire with confidence. This is why your financial planning is… Read More
Why should every woman invest in mutual funds
According to research, it has been found that less than 7% of women are investing for future returns. In these uncertain times, each of us should start investing early, especially women. Though today’s woman is becoming more empowered and financially… Read More
Index Funds: The Passively Managed Mutual Fund- An Overview
An index fund is a type of passively managed exchange-traded fund or mutual fund. It seeks to track the returns of a market index and imitates the portfolio of an index. Index funds invest in stocks that constitute the index… Read More
Hybrid funds vs Balanced advantage funds – Which is better?
Although similar, hybrid mutual funds and balanced advantage funds are distinct in several aspects and have varying properties. In this blog, we will compare these two funds in more detail to help you choose the best one as per your… Read More
How to incorporate ULIPs in financial planning for a family
Financial planning is a crucial part of your family’s future. You want to set your loved ones up for long-term success, and that means taking into account their long-term financial needs. To do that, you need to understand how investment… Read More
Why Should You Get an Endowment Plan?
Building up a kitty of funds that can be used to deal with any kind of emergency is important. And this requires disciplined saving and investment. The life insurance companies in India offer a variety of savings plans online as… Read More
What are the Benefits of ETFs Over Traditional Open-End Funds?
ETFs hold an edge over traditional open-ended mutual funds. They are low-risk investments due to their low price and offer exposure to an index or basket of securities and stocks for great diversification. All types of investors with long-term and… Read More
A first-time investor? Here is your guide to navigating mutual funds
Indian mutual fund schemes have witnessed unprecedented growth in recent years. This is because the Indian economy has been growing rapidly, and companies are making more profits than before. If you do not already have any investments in mutual funds, now might… Read More
Choosing the Right Options to Save for your Retired Life
Being worried about how to save money for your retirement age is completely normal, but this could be sorted with choosing the right options for saving and investing at an initial stage. No doubt, there are variouspension plans in India… Read More
Types Of Policies That Should Be A Part Of Your Retirement Plan
Most people spend a significant part of their adult life worrying about their future and that of their loved ones. These worries cannot be taken away entirely but can be minimised through the right financial planning. One of the vital… Read More
How to Make the Most of Mutual Funds for Child Education in India?
Financial planning for all your future expenses is important to ensure that you do not miss out on your goals. The sharp increase in the cost of higher education and professional courses highlights the need to save and invest for… Read More
What are the Benefits of Wealth Creation Plans in India?
Wealth creation is backed by time tested rules. You must have clear financial knowledge and be aware of rewards and risks. Meticulous planning, investing in the right products and being disciplined are other important aspects. Considering wealth creation with easy… Read More
Liquid Funds – All you need to know
Liquid funds are a type of mutual fund that can provide investors with quick access to their money. They are used to provide investors with quick access to their money. Liquid funds invest in short-term securities such as government securities, certificates… Read More
How to Achieve Your Financial Goals with Mutual Funds
Buying a house, getting your hands on an expensive new car, retirement planning, arranging funds for your children’s education – in all probability, you too have a financial goals list like this. Some of these are short-term, while others are… Read More
Is Apply For A Personal Loan From An Instant Online Loan App Safe And Secure?
In a fast-paced world like today’s, every working individual has almost no time for themselves. In such situations, it can be quite a challenge to get financial assistance when you require funds for various elements like medical emergencies, weddings, travel,… Read More
Top Reasons Why an FD Must be in your Investment Strategy in the New Year
It’s that time of year again when we review our financial portfolio. We examine strategies to restructure our investments and diversify the portfolio to get higher returns. However, to do successful financial planning, you must first identify your investment needs… Read More
The Growing Importance of Financial Immunity in India
One thing that the COVID-19 pandemic has taught people across the world and especially in India is the need to develop immunity-both health and financial. While health immunity is important to ward off the severity of various types of infections… Read More
How to Choose Best Financial Company for Investing in Mutual Funds
Planning to invest in mutual funds? Then it’s better to not choose a bank but a financial company that specialises in asset management, such as a fund house. You can safely invest in a reputed asset management company (AMC) because… Read More
What Are Hybrid Funds and How to Select the Best One for You?
When building your wealth creation portfolio, it’s always important to identify assets that suit your risk versus reward appetite. For instance, if you invest primarily in equity, you are likely to get a higher rate of returns. On the downside,… Read More
6 Myths You Should Know Before Investing in ULIPs
Savings and insurance make critical aspects of a solid financial plan. A ULIP scheme is one such unique offering that includes these components. Short for Unit Linked Insurance Plan, a ULIP policy invests a part of your premium in life cover and… Read More
5 Steps to Successful Financial Planning for Urban Women
In the past decade, many women residing in urban areas have taken steps to become financially self-sufficient. Such a positive change should be supported with financial planning that ensures a successful outcome in future too. One such investment instrument that… Read More
11 ULIP Charges That You Must Know Before Buying A ULIP Plan
A Unit-Linked Insurance Plan or ULIP Plan is an investment avenue that provides the dual benefit of life insurance protection and market-linked returns. It is a financial product that serves dual purposes of insurance and investment and is the main reason for… Read More
A Quick Guide on Monthly Income Plans
When you want to live a relaxed and stress-free life post retirement or even during your working years, relying only on your savings will seldom be enough. While savings are essential to prepare for a rainy day, investing your money… Read More
Different Tax Benefits on ULIP plan for NRIs
NRIs or Non-Resident Indians are Indian citizens residing outside India temporarily. NRIs hold a passport issued by the Indian government and are eligible for all benefits as applicable for Indian citizens. NRIs also have the right to invest in India… Read More
Financial Planning for Securing Your Elderly Parents
For working individuals supporting their aged parents, the medical expenses will require due attention, hinting at a much-needed revision in the financial planning process. To prevent a vulnerable financial situation for senior parents, in addition to an income builder plan,… Read More
Four Ways You Can Determine Surrender Value of Your ULIPs Fund
ULIPs or Unit Linked Insurance Plans are hybrid investments that offer a combination of insurance and investment under a single plan. If you stay invested in a ULIP plan for a long period, you can protect your family against uncertain events in… Read More
Have You Considered Term Insurance a Part of Your Tax Planning
The affordable life cover, extensive sum assured, choice of riders and uncomplicated coverage remain the most attractive features of a term policy. There is another thing that you can benefit from greatly when you purchase this insurance plan. And that… Read More
How does a Systematic Withdrawal Plan Help With your Retirement
The Systematic Withdrawal Plan (SWP) is one of the most commonly used methods to structure a retirement plan. In an SWP, you invest across a wide variety of asset classes such as Unit Linked Insurance Plans (ULIPs) and withdraw a proportionate amount… Read More
How Do I Calculate My Term Insurance Premium
Money is a pivotal factor in the purchase of term insurance. Considering this, insurance companies developed a term plan premium calculator to enable a hassle-free analysis. As the name suggests, the term plan premium calculator calculates the total premium payable… Read More
Know Everything About the Switch Funds Option in ULIPs
ULIPs or United Linked Insurance Plans are a transparent insurance-cum-investment product that offers the dual benefit of life cover and wealth creation. ULIP investments are highly flexible and come with a lock-in period of a minimum of five years. In a ULIP… Read More
Should Housewives Opt for a Term Plan Cover?
When you think of term insurance, the most obvious reason to buy a term plan is if you are the sole earning member of your family. In such a case, your family members depend on you for their survival and would… Read More
I Have Cleared My Financial Liabilities. Should I Surrender My Life Insurance Policy?
Your regular term insurance serves various purposes, and the most important one is securing your loved ones financially. Acknowledging the complaints that term plans in India are complex, the Saral Jeevan Bima Yojna was launched to provide a pure life insurance cover at highly… Read More
Term Insurance for NRI in India and How to Buy?
Life is a unique blend of moments packed with uplifting joys and humbling sorrows. Term insurance is a financial tool that helps bear the burden of sorrows. A term plan ensures that your efforts to design a comfortable life for… Read More
Term Insurance: Investment or Expense?
The importance of term insurance is touted by financial advisors as it secures an individual against uncertainties that might affect plans and commitments. Investors often weigh term plan benefits against a fixed or recurring deposit. As a term plan is… Read More
Ways to Build your Financial Immunity During the COVID Pandemic
The COVID-19 pandemic is unlike anything the world has seen before. Ever since its outbreak, there has been an influx of information about preventive measures one must observe to remain safe. As much as everyone wants everything to be back… Read More
Should You Invest In ULIP?
A Unit Linked Insurance Plan, or commonly known as a ULIP plan, is an insurance plan that also lets you invest your money for high gains. A ULIP investment offers a variety of investment options in equity, debt, and balanced funds,… Read More
How to Choose the Right Term Insurance Plan
When you start to curate a financial portfolio, term insurance becomes a priority. It enables you to leave behind a legacy so that your loved ones can continue living their life comfortably even in your absence. As a term plan plays a… Read More
How Safe is it to Invest in a ULIP Policy
The world of investments can be an unpredictable space. This is why many people still shy away from them and store their money in tools that offer little to no returns. As a result, they are not able to beat… Read More
How Much Term Insurance Should You Buy
‘How much?’ is often the question on the tip of every Indian’s tongue whether we are buying groceries or an insurance plan. Finding an answer to this question, especially about term insurance, is an important prerequisite in your quest to… Read More
Detailed Guide to Guaranteed Income Plans in India
To maintain your lifestyle, it is vital to ensure that you have a robust source of income – whether that is after your retirement or during your working years (to supplement your primary income source). Investing in a guaranteed monthly… Read More
How to Use a ULIP Plan to Plan Your Long-Term Financial Goals
Planning for the long-term can be tricky. The large timeline can make it hard to pick the right option. Some long-term investments also tend to be less flexible, making it harder for you to take the leap of faith and… Read More
What Do You Mean by Absolute Returns in ULIP Plans
ULIP or United Linked Insurance Plans are one of the most popular investments today. ULIP plans are a wise investment choice because they combine the best features of an insurance plan and a market-linked investment plan. In a ULIP policy, a part… Read More
When is the Right Time to Buy Term Insurance
Term insurance is the cornerstone of efficient financial planning. Financial advisors often recommend working professionals who have financial dependents to invest in a term plan to ensure financial stability against unpredictable scenarios. There is often a misconception associated with buying… Read More
How Does Term Life Insurance Compare to Whole Life Insurance
Insurance providers today have a host of options to cater to the diverse needs of insurance seekers. However, amongst the two oldest types of life insurance policies are term insurance and whole life insurance. When you go shopping for insurance, you are… Read More
How Does Smoking Affect Your Term Insurance Premium
Aside from its figurative meaning, the phrase ‘health is wealth’ has a very literal connotation for smokers, especially when it comes to buying term insurance. With the tobacco epidemic posing as the biggest public health risk globally, insurance providers categorise smokers… Read More
Why Should You Have Multiple Term Life Insurance Plans
There is no denying that a term life insurance policy fortifies your financial planning, and so the earlier you invest in one, the better. For novice buyers, a pure term insurance plan is a wise investment in the initial stages of a… Read More
How to Boost Your Financial Growth with an Income Builder Plan
As you grow old, you experience different life stages. You graduate, start working, become financially independent, you buy a home, you progress in your career, you get married, have children, get your children married, retire, and so on. Each stage… Read More
Why is it Recommended to have a ULIP Policy in Your Investment Portfolio
A ULIP plan is a multidimensional investment tool that can be used for several financial goals. Good ULIP plans are safe, flexible, and practical. It can be purchased by following a few simple steps. ULIP renewal processes are also smooth and free from… Read More
Why Should You Invest in a Guaranteed Return Life Insurance Plan
Insurance plans have evolved manifold and now offer various types of options that let you save and invest, all the while securing your family members and their future. Guaranteed returns investment plans are another option that has enabled several investors to reach… Read More
Benefits of Term Insurance Plans for Smokers
Cigarettes have garnered a bad reputation for themselves, and several slogans have been dedicated to encouraging giving them up. Aside from being harmful to your health, smokers also have to shell out a higher amount for term insurance compared to… Read More
5 Things to do Before Investing in ULIP Insurance
A Unit Linked Investment Plan or a ULIP plan is one of the best investment options you can consider for securing your future. However, while ULIP insurance can offer you many benefits, you should consider certain factors before buying it. Doing a… Read More
Understand What ULIP Insurance Is Before You Proceed To Buy It
If you’re planning to make a financial investment, you may be presented with the option of investing in a unit-linked plan. How does it work? ULIPs are not purely insurance policies or investment plans; rather they are a combination of… Read More
Know More About The Unit Linked Insurance Plans To Take A Better Informed Decision
The Unit Linked Insurance Plan (ULIP) is a life insurance plan that allows you to invest your money in the market for financial goals. You can protect your family and secure your future with Unit Linked Insurance Plan. You have… Read More
Why to invest in a ULIP policy if you are a low-risk investor?
Volatility is the nature of the market. Market instruments that invest in stocks are more prone to market fluctuations as compared to their counterparts. That is one reason why many investors are wary of investing in stocks. However, there are… Read More
Why Medical Test is Important When You Buy Term Insurance
With the global health crisis becoming a common occurrence, having an insurance policy is no longer an option. Life insurance plans act as a shield against unforeseen events that might lead to a financial crisis. A term plan is the simplest form… Read More
How can your ULIP plans keep up with your changing life stages?
Life can be unpredictable, and no two days are the same. With age, increasing responsibilities, changing needs of your family members, rising health concerns, etc., your financial needs can also alter with time. Hence, it becomes important to have a… Read More