A ULIP plan is a multidimensional investment tool that can be used for several financial goals. Good ULIP plans are safe, flexible, and practical. It can be purchased by following a few simple steps. ULIP renewal processes are also smooth and free from… Read More
Why Should You Invest in a Guaranteed Return Life Insurance Plan
Insurance plans have evolved manifold and now offer various types of options that let you save and invest, all the while securing your family members and their future. Guaranteed returns investment plans are another option that has enabled several investors to reach… Read More
Benefits of Term Insurance Plans for Smokers
Cigarettes have garnered a bad reputation for themselves, and several slogans have been dedicated to encouraging giving them up. Aside from being harmful to your health, smokers also have to shell out a higher amount for term insurance compared to… Read More
5 Things to do Before Investing in ULIP Insurance
A Unit Linked Investment Plan or a ULIP plan is one of the best investment options you can consider for securing your future. However, while ULIP insurance can offer you many benefits, you should consider certain factors before buying it. Doing a… Read More
Understand What ULIP Insurance Is Before You Proceed To Buy It
If you’re planning to make a financial investment, you may be presented with the option of investing in a unit-linked plan. How does it work? ULIPs are not purely insurance policies or investment plans; rather they are a combination of… Read More
Know More About The Unit Linked Insurance Plans To Take A Better Informed Decision
The Unit Linked Insurance Plan (ULIP) is a life insurance plan that allows you to invest your money in the market for financial goals. You can protect your family and secure your future with Unit Linked Insurance Plan. You have… Read More
Why to invest in a ULIP policy if you are a low-risk investor?
Volatility is the nature of the market. Market instruments that invest in stocks are more prone to market fluctuations as compared to their counterparts. That is one reason why many investors are wary of investing in stocks. However, there are… Read More
Why Medical Test is Important When You Buy Term Insurance
With the global health crisis becoming a common occurrence, having an insurance policy is no longer an option. Life insurance plans act as a shield against unforeseen events that might lead to a financial crisis. A term plan is the simplest form… Read More
How can your ULIP plans keep up with your changing life stages?
Life can be unpredictable, and no two days are the same. With age, increasing responsibilities, changing needs of your family members, rising health concerns, etc., your financial needs can also alter with time. Hence, it becomes important to have a… Read More
Top 5 Retirement Planning Mistakes You Should Avoid
Most people view retirement as an event that is still too far off in the future to be concerned. As true as that might be, taking time for granted can be a mistake, especially when it comes to managing your… Read More
Thinking of Buying a Guaranteed Savings Plan? Here Are 5 Things To Consider
You spend a major part of your day at your office hustling, working hard, and persevering. Hence, the money that you earn needs to be carefully and optimally preserved and invested for your future. Of all the different investment instruments… Read More
Six Misconceptions People Have About Buying Online Term Policy
Despite its numerous advantages and tax benefits, the penetration of life insurance plans in India is significantly low. As of 2020, the penetration of life insurance was only 3.7% of the total GDP of the country. This is significantly low as compared… Read More
Self-Managed Portfolio and Insurer Managed in ULIP Insurance: Which One Should I Opt For?
Most investors are initially hesitant when they start to invest in market-linked securities, even if it is a simple ULIP scheme. A significant part of their concerns is the fear of financial loss. This is because the market fluctuates variedly,… Read More
How can you maximize your ULIP plan returns?
A Unit Linked Insurance Plan, also known as ULIP Schemes, is a type of insurance product that also offers you the opportunity to invest your money and earn high returns. The basic concept of a ULIP plan involves a long-term… Read More
How can a ULIP Policy help you plan for your retirement?
Retirement planning is one of the essential components of financial planning. Retirement is a time when you no longer have a job to support you financially. Hence, it becomes crucial to save enough for your golden years well in advance… Read More
How Can a Guaranteed Return Plan Help You Buy Your Dream Home
Buying a house of your dreams is a long-sought desire. Your house is your place of comfort, a place you can call your own and a place where you build your family. Moreover, given the easy availability of home and… Read More
A Quick Guide to the Systematic Withdrawal Plan in ULIP Policies
Despite life insurance being such a vital part of a financial plan, many people tend to ignore its importance. This is because traditional insurance plans only offered a secure life cover and no returns. But over the years, with the… Read More
How can you Enjoy Tax Benefits through Mutual Fund Investment?
As more consumers aspire to grow wealth, getting strategic when building your portfolio is important. Diversification is the key to having a well-balanced wealth creation plan and securing your future. Within this mix, mutual funds are one of the attractive… Read More
4 Factors To Help Choose The Best Term Insurance Plans
Getting a term life cover is a long-term decision. You can start young with these policies, and they can offer a life cover up to your retirement years. This decision is best taken after having carefully considered your options as… Read More
Steps to Apply for a Fixed Deposit Account
A fixed deposit or term deposit is a preferable savings tool for investors. In the current economic environment, when stock markets are volatile, investing in FD appears to be a sensible decision. In addition, fixed deposit interest rates are high… Read More
Confused by ULIPs? Let Us Help You Out!
Achieving long-term financial goals can become stressful without adequate planning and an efficient ULIP plan (Unit Linked Insurance Plan). This is because a ULIP policy is a competent financial product that combines market-linked investment and a life cover in a… Read More
Ways to Enhance Your Term Insurance Coverage with Riders
Our finances need nurturing so that they sustain us in the long run. Taking care of ageing parents, a spouse, and children, or any other dependents are all responsibilities that require healthy financial wellbeing. In this scenario, term insurance acts… Read More
Guide to tax exemptions under section 10 10D
A simple term plan can go a long way to ascertain that your family is financially secure even in your absence. An affordable term plan can mitigate risks and take care of financial complexities when you most need them. Even… Read More
5 things to consider before buying term insurance plans in india
At some point or the other, you must have heard about the importance of life insurance before, especially term insurance. Term insurance is a type of life insurance that secures your loved ones in your absence. It does this by giving a monetary payout… Read More
How to save tax with saving insurance plans
Most people think of tax-saving as a complex process. Hence, they consistently delay their annual tax filing until the very last days. However, that is not a wise thing to do. In fact, with properly planned tax strategies, it is… Read More
Should Monthly Income Plans be Part of Your Retirement Planning
For a salaried individual retirement comes with various perks, but it also means that your active source of income is no more. At such times, relying on your savings or pension funds might not suffice, especially considering how the costs… Read More
Avoid These Top Term Insurance Mistakes
The changes in the Union Budget are eagerly awaited by businesses and working professionals alike. However, as the year gone by witnessed the outbreak of an unprecedented crisis in the form of a pandemic, there was greater excitement to observe… Read More
Finance Bill 2021 Major Offerings for the Life Insurance Sector
The changes in the Union Budget are eagerly awaited by businesses and working professionals alike. However, as the year gone by witnessed the outbreak of an unprecedented crisis in the form of a pandemic, there was greater excitement to observe… Read More
How to Create Short-Term and Long-Term Wealth with ULIPs
Money means different things for different people. Wherever you belong on your financial journey, a ULIP plan (Unit Linked Insurance Plan) can help you achieve your objectives. It is often believed that a ULIP policy only helps achieve long-term goals.… Read More
Why Should Women Invest in ULIPs
It is crucial that women secure financial independence and simultaneously focus on wealth creation from early on in their careers. A ULIP plan (Unit Linked Insurance Plan) is among the best investment tool to help women in this endeavour. As women have… Read More
The Role of Step-Up SIP Calculator in Mutual Funds
A systematic Investment Plan (SIP) is a disciplined method of investing in mutual funds. It allows you to invest a fixed little amount of money at regular intervals (quarterly, monthly or weekly) as per your financial situation. After a duration… Read More
How to plan for retirement without compromising your present expenses
Introduction The previous generation was always worried about retirement planning. The majority of the population today underestimate its importance. Also, the definition of retirement has changed over the years. It’s not limited to only living off your pension. In fact,… Read More
Smart Hacks to Manage Multiple Fixed Deposit Accounts
It may seem difficult to manage several fixed deposit accounts. However, tools like a fixed deposit interest calculator make the task simple. Besides, there are certain ways to manage multiple FDs easily. Here’s a look. Manage Interest Income Always try… Read More
Busting 5 popular investment myths
We all are interested in saving money for our future. Mutual funds are one of the most popular methods to save money to build a secure future. So now the primary question is what is a mutual fund? A mutual… Read More
10 Factors to Keep in Mind before Buying Term Insurance
The decision to buy term insurance is a critical one. In addition to providing a lump sum, this program takes care of your loved ones’ dreams. You’re assured of life through regular premium payments on a term insurance policy. A… Read More
SIP Mutual Funds and How Do They Work?
SIP mutual fund is a low-cost, tax-efficient way to invest in mutual funds. It allows you to choose from a wide variety of mutual funds at no cost and with investments starting from just Rs 500. An investment of Rs… Read More
Use Fixed Deposits to Future Proof Your Financials
Fixed deposits are the most popular kind of deposits in India. Did you know that in 2017-18, out of all the deposits in Indian banks, 57.7% were FD? This was revealed in data released by the Reserve Bank of India.… Read More
Overnight Funds: A Quick Guide
Mutual funds have become a fairly familiar investment instrument for most urban Indians. However, the most associated type of mutual fund with the larger category is equity-linked mutual funds or tax-saver mutual funds, also known as ELSS. However, there are… Read More
Understanding the basics of mutual funds
Your finances are special, and making the important decision to invest them should be a well-informed decision. Talking about mutual funds, potential investors are often left scratching their heads about what it is about. However, it is simpler than you… Read More
Difference between Term Insurance & Whole Life Insurance
Have been thinking of buying life insurance? There is a wide variety of insurance plans in India. With so many options available, it becomes really hard to figure out which insurance would be the best for you. To make things… Read More
Why is it a Good Idea to Invest in Equity Funds?
Equity funds are a highly suitable form of investment for people looking to earn good returns to achieve their long-term goals. Investment in these funds offers returns that are generally higher than those generated by traditional investments like provident fund.… Read More
Tricks to save tax legally
According to Indian Income Tax law, there are certain deductions on which you can save taxes legally at the time of filing Income Tax returns. This can be done by anyone who pays the tax, such as businessmen, individuals, professionals,… Read More
Can I Guarantee a Second Income with an Insurance Plan?
In today’s times, surviving on a salary is not always adequate to meet your life’s goals. Inflation is through the roof, and the job market is going through a tough phase, where even the educated youth is struggling with unemployment.… Read More
How to Choose the Right Pension Plan?
Retirement is a watershed moment in life, a new beginning. A successful retirement, on the other hand, entails spending your time leisurely, without financial concern. Is it possible, however, to do so without meticulous financial planning? Remember that retirement only… Read More
Mutual fund investments vs. gold investments
The mutual fund vs. gold debate has been around for a long time now and rightly so! Investors often find it confusing to pick between the attractive returns of mutual funds and the solidity of gold. Additionally, it should be… Read More
5 Things to Keep In Mind While Investing In Pension Plans
There are things to remember before you decide on pension plans. You should have your retirement planning. Planning should begin when you are young. You should go for the best retirement plans. Such plans are also known as a retirement… Read More
5 Factors That Make Mutual Funds a Great Investment Tool
Mutual funds have emerged as attractive investment options for achieving a wide variety of financial goals. The decision to invest in which type of scheme depends on how much risk you can take and what is the time horizon set… Read More
Mid Cap Funds- Exploring Them In Detail For Budding Investors
There was a sharp rally in the mid-cap space last year which attracted many investors for this category as they expected similar returns. But such an act can be dangerous if the underlying volatility and risks involved in the fund… Read More
Dos and don’ts to remember while saving tax
The last date for filing the income tax returns is round the corner, and with the tax season at its peak, we have made things more convenient for you. To make sure you earn some extra bucks filing your tax… Read More
What to Know About Investing in Mutual Funds Online
The pandemic has led to more people trading and investing online. The chance to capitalise on market volatility and the ease of signing-up with a financial company is some reasons behind this trend. Online mutual funds have also become popular,… Read More
Global Equity Gains Ground Amongst Domestic Investors- The Why and How of the Matter
Why one should be investing in Global Equity Fund.It is a globalized world. As Indian, we have been benefitting from lots of products manufactured outside India. The innovations worldwide are going on. India doesn’t have as many investors that would… Read More
The 5 Most Important Things To Do In Your 40s
The 40s are supposed to be the best decade of one’s life. You are settled into your career, you have assets to your name and important milestones already crossed out. But you are on the cusp of entering the most… Read More
Advantages of Investing In Equity Linked Saving Schemes
ELSS or Equity Linked Saving Schemes is a type of mutual fund specific to the stock market or equity. One of the best advantages of investing in equity-linked saving schemes is that there is no tax until the amount is… Read More
3 ways to support your child’s education without worry
Your child is the centre of your universe, and you will move heaven and Earth to make their slightest dream come true. However, the prospect of making some of their dreams come true is beginning to give you sleepless nights,… Read More
Are investors making a beeline for equity funds once again?
Are investors opting to deploy money in equity funds once again in the current scenario? As things stand now, it is a mixed bag as per industry and market experts. People prefer the highly popular equity linked saving scheme in… Read More
5 Ways To Prepare For A Golden Retirement
‘Retirement’ is an idea that seems distant in your 20s but looms uncomfortably close in your late 40s. It is important to be financially secure in your retirement years rather than face uncertainty and worry. But how can you ensure… Read More
Common Mistakes Every Fixed Deposit Investor Should be Aware Of
Fixed deposits (FD) are low-risk investment methods. It is also a stable and reliable one. With attractive interest rates added regularly to your corpus, this could be a good way for long-term wealth generation. Moreover, certain FDs can provide tax… Read More
The Universal Wealth Creation Principle behind Smart SIPs that you may not know
Combining life insurance with SIP at no additional cost If we look around and we will discover something smart about each and everything. Smartphones, Smart Homes, Smart Cards and many more basically the list is endless. To keep ourselves updated… Read More
How to Start Planning for Your Child’s Educational Needs?
Education is the greatest gift parents can give their children. But, with the ever-increasing cost of education, it is important to start planning early and choose investments that will reap benefits at the right time for you to fund the… Read More
6 things you need to know about pension planning
Pension planning is important for every individual. It needs to be considered by everyone at an early stage in their professional lives. The last few years of a person’s life need to be spent away from the struggles of life.… Read More
Quick Tips to Plan Your Child’s Education Better
If you are a parent or parent-to-be, then the only precedence in your life should be fortifying your child’s present and future. There is nothing more crucial for a parent than their children’s happy future. Which unfortunately costs a lot… Read More
An inside glimpse into what NAV means
Wondering what is mutual fund NAV in India? NAV stands for Net Asset Value, i.e. it is the value of any particular fund’s assets minus the value of the liabilities for every unit. Hence, Net Asset Value or NAV will… Read More
Quick tips to pick the best ULIP plan
With various financial instruments making their way into the market today, you have more options to diversify your monetary portfolio. Also, the probability of gaining better returns has increased too. One such financial instrument is a ULIP. It comes with… Read More
Things to Know Before You Put Money on Equity Funds
Mutual funds are a great investment option for a lot of people. However, with the variety of mutual fund investment schemes available out there, choosing the best one for you can be quite challenging. In this article, we are going… Read More
Overseas mutual funds- Do they have any disadvantages?
Investing in global mutual funds is the next big thing for Indian investors. These are overseas mutual fund in Indiaoptions which deploy investments in stock markets abroad. These funds come with higher exposure to risks although there are chances of… Read More
Invest In A Beneficial ULIP Plan Online And Avail Maximum Benefits Of Investment And Insurance
What Are ULIP Plan Online? ULIP plan online are dual-purpose life insurance policies that provide safety and security to the loved ones of the insured in case of his sudden death (insurance-based) and solve the purpose of risk-free saving and… Read More
Mistakes to avoid while managing your SIPs
Since the previous few years, individuals are progressively indicating their tendency towards mutual fund investments and SIP online. Nonetheless, simply a fascination isn’t sufficient to put accurately in common assets. They likewise need to realize how to contribute adequately and,… Read More
Will ultra short term funds actually do you any good?
Considering investments in ultra short term funds in India? You should know that these ultra short funds in India are mostly short-term mutual funds investing in a diverse combination of debt-based instruments inclusive of certificates of deposits, treasury bills, corporate… Read More
Retirement Investment Planning – Taking the Plunge
Planning for retirement is a composite process that focuses on the fulfillment of retirement goals. A financial cushion is mandatory to fund regular income and feed liabilities. Creating a retirement corpus by combining a set income along with market investments… Read More
Benefits of term insurance plans
What is term insurance? Term insurance is an insurance policy that provides coverage for a specified period. During these years, if the policyholder passes away, then the nominee will receive a lump sum amount as a benefit. In this world… Read More
Debunking Retirement Myths for You
When the time comes to planning your retirement, there are certain myths that you might be guilty of blindly trusting. While we understand that your retirement might be years away, it’s imperative to remember that saving up for the future… Read More
3 reasons that make ELSS beneficial for you
Saving money is important. It is simple and will be beneficial for you in the future. Keeping aside cash and investing in funds will save you in case of a financial emergency. You need to plan accordingly and save money.… Read More
Leverage Market Growth With ULIP
Insurance was traditionally thought to cover risk, whether the risk pertained to loss/damage caused by fire, theft, etc. or protection against risk to life. With the introduction of ULIP or Unit Linked Insurance Plan, the role of life insurance expanded… Read More
Secure Your Family’s Future With A Term Insurance Plan
It is paramount to take care of unforeseen happenings. This ensures your family is well catered for if disability, critical illness or death occurs to the policyholder during the term of the policy. As the provider of your family, you… Read More
5 quick facts to understand about debt mutual funds
Understanding the various securities present in the market today can be a bit overwhelming. For newcomers, understanding the various kinds of investments, schemes, plans, offers and calculations can instantly put them in a fix. This might even lead them to… Read More
Are Dynamic Bond Fund investments worth it?
What is a Dynamic bond fund? These funds are basically debt-based, open ended fund schemes which take a more dynamic perspective towards securities present in the portfolio and their maturity. SEBI has classified such funds as open-ended plans that invest… Read More
The Best Investment Choices in 2020
Mutual funds truly seem to be one of the most preferred investment options for Indians. The facility to use the SIP route for investing has played a key role in this popularity. In fact, in the April-September 2019-20 period, the… Read More
Smart SIP Investments- Decoding Them In Brief
A Smart SIPis a highly innovative product tailored for giving an extra edge to your mutual fund investments. In this system, investments are automatically made either across equity schemes or liquid investment schemes on the basis of the safety index… Read More
Choosing long-term equity funds- The clear benefits
Many people are now looking forward to investing in some plan given the cost of everything is just rising day by day. We are indeed worried about the future and want to make our future financially secured. So you must… Read More
Secure Your Family’s Future Financially
Being a breadwinner of your family is a designation with many responsibilities and duties. Being a sole breadwinner is even a tougher job. You have to look after every inch and every member of your household and family. At such… Read More
Learning more about ELSS Savings Schemes
You must have heard about ELSS Funds already. What do you think these funds actually are? ELSS Funds are basically Equity-Linked Savings Schemes that you can invest in. These are specific mutual funds where you can get tax breaks while… Read More
How to Drive Away Post-Retirement Monotony
Retirement is a crucial part of our lives which we all have to encounter after working for a fixed number of years. Even if it seems very far off from the place you are in now, but still you must… Read More
What are the Best Investment Plans
There are few strategies for your employees to get involved in their work and even work efficiently now there are many reasons as to why they fall lazy or they don’t work as much as they are supposed to do.… Read More
This Is the Reason Why Online Term Insurance Plans Are Cheaper
When a need for life cover takes place, the very first option that comes to our mind is life insurance. But it is not a case always that everyone affords life regular insurance policies. Most of the life insurance policies… Read More
5 important terms you must know related to annuity plans
Annuity plans benefit you in your post-retirement years. Here are some important terms to know related to these plans. Retirement is a golden phase in one’s life, since it gives you the freedom of time to do all the things… Read More
How to retire in style: Easy tips to adopt
It is a golden phase in one’s life, free of obligations and the daily stress of earning a living. But your retirement is only as comfortable as you can make it while you are still employed. Many people fail to… Read More
A Newbie’s Guide to SIP
The popularity of SIPs or Systematic Investment Plans has observed a significant rise in last few years. However, many mutual fund investors confused about the term SIP mutual funds till date. This article will explain you what is SIP, how… Read More
High NAV? Here’s what you need to know
The higher the NAV, the higher the performance of the mutual fund. This article explains the significance of the NAV jump. Investors who are relatively new to the mutual fund universe are often left confused by various jargon that they… Read More
How to pick the right pension plan: 5 tips
We present 5 tips that will help you spend your retirement in style and comfort. Retirement is an undeniable fact in both your personal and professional life. There comes a time when you must quit the workforce and look forward… Read More
Things you should know before starting an immediate annuity
Annuity is type of a life insurance product in which once you purchase, it starts paying you in regular instalments. In most life insurance plans, the insurance company secures you against the risk of dying too young while in an… Read More
Can Mutual Funds Help Save Tax?
Tax saving exercises form an integral part of personal financial planning. As we approach the end of yet another financial year, you will have to submit proof of investments to qualify for deductions in taxable income at workplace. ELSS (Equity… Read More
Mutual Funds vs Fixed Deposit
As a responsible investor, it is always advised to learn about the investing instruments before you settle down for one. Once you know the investment instrument that you are going to opt for, it is crucial that you take into… Read More
Paper Gold: Why you should go for it
Paper Gold or Gold ETF (exchange-traded fund) is designed to represent physical gold, and exists in a dematerialised form or in the form of paper, providing investors with the option to invest online. The trading of these units happens in… Read More
Role of mutual funds in your retirement planning
Retirement planning is a crucial part of financial matters which needs to be done properly. You don’t want to linger in your 60s with financial misery so long as you have the time to avoid it. The mutual fund provides… Read More
Term Policies v/s Endowment Plans
Life insurance provides financial cover for them who have lost their income due to disability, retirement, accidental injury or death. But buying life insurance often involves answering this question: Should I buy term insurance or an endowment plan? Both are… Read More
How to save tax on insurance
We help you figure out how to legally save tax on your insurance policies. Buying insurance policies in India is a rewarding task, not just because of the protection they provide in times of need. They also provide tax benefits… Read More
Secure the Financial State Post Retirement
Preparing financially for your retirement may seem virtually impossible. Retirement ought to be a happy time, to pursue a hobby, take long vacations, and start spending all the money you’ve been saving since forever! How can you make sure you… Read More
80C and the 5 best tax saving options
We list the popular tax saving options that can you can make under Sec 80C this financial year. Every year, both salaried and businesspersons face a mad scramble for filing their taxes by March 31. They realise that their investments… Read More
Tips to plan child education expenses
Today in India the expenses are increasing at an extreme level. All expenses are getting on the nerves right from the household expenses to the child’s education expenses. Your every decision plays an important role in developing your child’s future.… Read More