Paper Gold or Gold ETF (exchange-traded fund) is designed to represent physical gold, and exists in a dematerialised form or in the form of paper, providing investors with the option to invest online. The trading of these units happens in… Read More
Role of mutual funds in your retirement planning
Retirement planning is a crucial part of financial matters which needs to be done properly. You don’t want to linger in your 60s with financial misery so long as you have the time to avoid it. The mutual fund provides… Read More
Term Policies v/s Endowment Plans
Life insurance provides financial cover for them who have lost their income due to disability, retirement, accidental injury or death. But buying life insurance often involves answering this question: Should I buy term insurance or an endowment plan? Both are… Read More
How to save tax on insurance
We help you figure out how to legally save tax on your insurance policies. Buying insurance policies in India is a rewarding task, not just because of the protection they provide in times of need. They also provide tax benefits… Read More
Secure the Financial State Post Retirement
Preparing financially for your retirement may seem virtually impossible. Retirement ought to be a happy time, to pursue a hobby, take long vacations, and start spending all the money you’ve been saving since forever! How can you make sure you… Read More
80C and the 5 best tax saving options
We list the popular tax saving options that can you can make under Sec 80C this financial year. Every year, both salaried and businesspersons face a mad scramble for filing their taxes by March 31. They realise that their investments… Read More
Tips to plan child education expenses
Today in India the expenses are increasing at an extreme level. All expenses are getting on the nerves right from the household expenses to the child’s education expenses. Your every decision plays an important role in developing your child’s future.… Read More
How to save tax if you’re a salaried employee
Avoid making costly investment mistakes to save tax – check out the best tax saving options this year. As the financial year draws to a close, you are about to take stock of your tax liability for the year. You… Read More
Valuing the NAV: Things to know about MF NAVs
What is the mutual fund NAV and what does it signify? This article explores the concept of NAVs. A new investor dipping their toes in the complex mutual fund universe may be more than a little confused about the various… Read More
How Mid-cap funds work for beginners
As a new investor, you are wary of investments that carry a high element of risk. Checking out mid cap mutual funds should be worth your while. New investors are excited and nervous about starting their market investment journey. On… Read More
6 convincing reasons why you should invest in mutual funds
Investment takes a significant piece of our salary every month. For a secure future, we invest in different investment tools from NSC to fixed deposits. The stock market has always been one of the prominent options for investment for its… Read More
5 things you didn’t know about annuity plans
Annuity plans are excellent retirement planning schemes – but do read up on these facts first. If you are about to buy an annuity plan for your retirement, do read up on the following facets of this investment option that… Read More
Understanding Dynamic Equity Funds
Afraid of too much exposure to equities, but want higher growth than debt funds can offer? Consider investing in dynamic equity mutual funds. As an investor wanting a higher rate of return on your money, you normally gravitate more towards… Read More
How do savings plans bolster your future?
Savings plans are the panacea for potential money problems that might crop up in the future. This article explains their utility in your portfolio. It is a simple enough financial principle, but quite difficult to practice: the money you save… Read More
5 Tax saving tips to reduce tax deductions
Many taxpayers make investments to minimize taxes at the end of the financial year without adequate knowledge of the various available options. The Income Tax Act offers many various allowances which can reduce an individual’s tax liability substantially. Read the… Read More
ULIP or Endowment Plan Which is Good?
We all know that life insurance plans provide life cover to the insured person and provides financial protection to the family members. But, the man is a wanting being and the need of getting something more is never fulfilled. Along… Read More
Why invest in debt mutual funds?
Traditionally mutual funds are divided into three main types namely – equity funds, debt funds and hybrid funds. Each of these mutual funds has a minimal amount of risks. However, the debt mutual funds are the closest that comes with… Read More
5 tips on how to diversify investment using mutual funds
The mutual fund has been a wise choice of investment for years. It not only helps in saving tax but also helps in growing the wealth as well. People invest in a mutual fund because it is convenient. Even if… Read More
How Insurance Helps in Income Tax Saving?
Tax saving investments and tax planning are integral parts of financial planning for an individual. A proper plan helps to meet the financial goals and save taxes. It, therefore, requires a blend of multiple options available to tailor make a… Read More
A New Investor’s Guide to Mutual Fund Investment
Understanding the mutual fund market takes some time, but it becomes easier as the days pass. We provide a simple guide to MFs and why they benefit your wealth creation plans. Every investor worth their salt invests in a variety… Read More
Why your investments portfolio needs ELSS funds
The ELSS helps build wealth and becomes a bankable tax saving option for investors. There are two types of investors: One, the type that wishes to create wealth, and two, the kind that wishes to save tax on income. The… Read More
A Unique Way of Wealth Creation Investing
Are you looking for ways to make your money work harder for you? It’s probably already clear to you that your savings account or fixed deposits cannot help in wealth creation. If you’re looking to diversify your portfolio or to… Read More
Tips you should consider while selecting equity mutual funds
Choosing a proper mutual fund scheme can be very challenging and confusing. Most of the time it becomes really difficult to select one scheme as per the risk appetite as there are a plethora of options available when it comes… Read More
How Do Mid-Cap Funds help?
Mid-cap funds are faster movers and shakers than large cap funds, but their growth potential must be seen against the industry and company they belong to. The mutual fund universe in India is a dense but well-regulated one, offering different… Read More
Homemaker or start up owner…everyone can start an SIP
Starting an SIP investment is child’s play when you can do it online and explore all the options available to you. This article explains the SIP’s utility and how it can benefit every kind of investor. Over the years, legions… Read More
List of Multiple Charges Under ULIPs
Life insurance, as labelled, aims to provide the life coverage to the insured person; and provides the death benefits to the beneficiaries in case of any uncertainty. However, we always seek more than what we get. Availing the life insurance… Read More
A Step-by-Step guide to start a Mutual Funds account
Want to register for a mutual fund but don’t know how? We list the steps involved. Over the years, mutual funds have gained enormous traction in India owing to their affordability and the wide range of asset classes they encompass.… Read More
What Should I Check Before Buying Endowment Plan?
Endowment policies are nothing but life insurance that offers life cover along with the investment provision at moderate-risk. These policies are considered to be safer than ULIPs or any other investment, primarily linked to equities. However, before going for any… Read More
5 key benefits of the best monthly income plans
A conservative investor or one nearing retirement should consider investing in monthly income schemes – for the reasons we outline in this article. Every person wishes for a security blanket in troubled times. The loss of regular income, unexpected incidents… Read More
4 easy ways to save money for your retirement
We find many people who do not think seriously about saving money for their later life and assume they will have money or keep earning it. You need to remember that saving a few bucks now is always better than… Read More
Equity Funds: An investment you ought to make
Investors always look for a proficient way of investment. The equity mutual fund stands out as one of the best sources of investment. The equity funds are mutual funds, which are invested in stocks either actively or passively. In other… Read More
Dynamic Funds: A Seamless Switch Between Equity and Debt
They reduce the element of risk and offer the benefits of growth (with equity) and stable returns (with debt). We explore the world of dynamic funds. Many investors are often left confused about the differences and the viability of balanced… Read More
How to choose the best fixed deposit: Things to know
We list the important factors to consider when you invest in a fixed deposit. Opening a fixed deposit account makes fiscal sense on many levels. On the one hand, it is considered a safe deposit with predictable returns. On the… Read More
Misconceptions About ULIPs
Today, almost all of us expect some additional benefits under every insurance plan. When it comes to the life insurance plans, the concern is to get the maximum amount for the safe and a bright financial future. When ULIPs are… Read More
Here’s why you should opt for Equity funds
There are a plethora of options that you can choose from, today to ensure that you pick the best investing option to suit your financial future. However, not all investment options come with a large range of benefits. Diversified equity… Read More
6 essential things to know about debt funds
A debt fund is like the mutual fund in which the core holdings are said to be fixed regular income. The initial investment of debt funds is long-term or short-term bonds, money market instrument, securitized products, floating rate debt. Investing… Read More
Things to Remember While Choosing ULIPs
A Unit Linked Insurance Plan is a type of life insurance that provides life cover to the insured person along with different investment options. Though the plan seems to be offering adequate benefits, you need to understand and remember few… Read More
Meaning and Importance of NAV in mutual fund
NAV or Net Asset Value is the per share market value of the fund. The assets of the mutual fund when subtracted from the per unit liability value of the same fund gives the NAV. But very few investors understand… Read More
5 critical illness policy myths busted
We debunk 5 popular myths about buying critical illness insurance plans, and the facts you should be aware of. Lately, the incidence of serious illnesses among the general population has gone up dramatically, with even younger age groups succumbing to… Read More
3 easy investment options for homemakers
A homemaker tirelessly looks after the needs of the family. However, they may be financially dependent on their partners. Read on for 3 easy ways for homemakers to create future wealth. A homemaker is one of the main reasons why… Read More
How to Get the Best from a ULIP?
Life insurance plans are often purchased for the sake of life cover which, in any uncertainty, will provide enough amount to the loved ones. But is it limited only up to the death benefits? The answer is No! Since the… Read More
The 5 best investment options for 2018
We list the 5 options to try starting from this year, from mutual fund investments to realty. Now that the income tax returns for the previous financial year have been filed, you are probably on the lookout for suitable tax… Read More
An Investor’s Guide for Linking Aadhaar with Mutual Funds
In recent times, the government has made it mandatory to link Aadhaar with major personal documents and accounts. Out of all important affiliations, linking mutual fund with aadhaar is also important. You might be unaware on how to link Aadhaar… Read More
Securing your child’s future – 3 options to try
We list the 3 primary investment options to try for your child’s future, based on stage of life and your goals. If you were to count your blessings, your children would certainly top the list. Everything you do, every extra… Read More
How are endowment plans different from term plans?
Though both are life insurance policies, there are some differences between endowment plans and term plans. This article examines the differences. Taking a life insurance plan has become important when life has become so uncertain. But you are faced with… Read More
Avoid hard hits in equities with dynamic equity funds
We know people lose their money when the stock market starts to rumble up. The prices of shares go up and down and it becomes a situation of chaos. In such cases, the dynamic equity found is found to be… Read More
Reasons Why You Should Focus On Mutual Fund Investment
‘Investment’ – this is a term that comes with a genuine and elevating importance to most contemporary people. The investment will indicate a trend as per which you engage your money in a certain way so that increases in volume… Read More
Three Ways to Get the Best from A ULIP
ULIPs (Unit Linked Insurance Plans) are nothing but a type of life insurance that offers both investment and life cover to the policyholder. ULIPs are often considered as aggressive investment plans wherein the risk of getting expected returns is considerably… Read More
Making retirement simple: 3 things to do
Earlier generations of Indians viewed retirement as a post-60 phase of life, where one stopped working after the legal permissible age for working had elapsed. Today, however, the concept of retirement has changed to the extent that many people are… Read More
First time tax payer? Here is what you need to know about ELSS
Are you a first-time tax payer? You might be getting hassled by the process of TDS deduction, investments in tax saving schemes and might be thinking about getting your tax burden reduced. There is no way that you can evade… Read More
How Can Mutual Funds Aid in Saving Tax
Financial experts suggest that it is good if you start your tax planning process right in the beginning of a financial year. Mutual fund investments can be your tax-efficient investment avenues and can aid in reducing your tax burden while… Read More
What’s better: Liquid fund or Fixed Deposit?
We are always keen to get higher returns on our investments. However, many times, we end up parking our money in the fixed deposit accounts. Have you given a thought, that investment done in a liquid fund can help you… Read More
Reasons You Should Start Investing in Your 20s
So, you’ve just bagged your first job. It certainly is a thrilling experience to begin earning. Your parents might already be telling you to start saving for a rainy day. But, when you are in your 20s, you want to… Read More
Reasons why retired people should think of investing in mutual funds?
Many times, retired people are financially dependent on their children. However, now things are changing. There are many schemes which are specially designed for retired people that can help them become financially self-sufficient. One of these options is mutual funds.… Read More
Why mutual fund is considered a safe and easy investment option?
Today, there are many alternatives to invest our money. However, we face the biggest challenge while selecting one from the plethora of options such as bonds, stocks and shares. Well, many people have a query about why they should think… Read More
A Quick Guide to Systematic Investment Plans
Unsure about where to invest, such that you meet your long term financial goals? Here’s something you might find interesting. According to the Association of Mutual Funds in India, as of May 2018, the total number of Mutual Fund Systematic… Read More