A Place For All Helpful Information
Introduction Laptops are undeniably your best buddies especially post the Covid-19 pandemic. Apart from being the center of our recreational needs, it has become an indispensable component of the work-from-home scenario. Unfortunately, despite its lightweight and portability, using laptops for… Read More
The pandemic has put the spotlight on the need for beauty & grooming and how it impacts our overall well-being, even when we may not step outdoors as frequently. While the ideals of beauty and what it means to be… Read More
We need water not just when thirsty but also when not. We need water in our body as it calculates the water content and sends signals to our minds when it is lower than a limit. When we don’t drink… Read More
Planning to invest in mutual funds? Then it’s better to not choose a bank but a financial company that specialises in asset management, such as a fund house. You can safely invest in a reputed asset management company (AMC) because… Read More
When building your wealth creation portfolio, it’s always important to identify assets that suit your risk versus reward appetite. For instance, if you invest primarily in equity, you are likely to get a higher rate of returns. On the downside,… Read More
Timeless and effortless, ethnic wear for men and women is one of the best ways to express your personality. Ranging from a variety of options such as traditional, indo-western, eclectic, and modern, ethnic wear online has seen a rapid growth… Read More
The most important entity of a living room is a piece of exquisite sofa set, agreed. But sitting comfortably on a sofa, especially after a tiring time, can anyone imagine it without those soft cushions that adorn a sofa? No,… Read More
One of the most common hair problems that bother people is dandruff. The little white flakes are super visible on the scalp and even shed down onto people’s clothes. Not only does it look embarrassing but can also make your… Read More
There is no way to be certain that your loved ones will be protected in this world full of uncertainty. As we all know, by investing in life insurance, one can secure themselves against unforeseen events. You have a legal… Read More
It is no secret that credit cards offer a plethora of benefits to their users and act as a convenient accessory to make quick and easy payments. However, many are apprehensive and tend not to utilize their cards to their… Read More
A tummy tuck is used to make the abdomen appear slimmer. During tummy tucks (also called abdominoplasty), the excess skin and fat around your abdomen are removed. Usually, the fascia, which connects the abdominal muscles to the skin, is also… Read More
Introduction The connection between a couple is what holds the relationship and makes it stronger. It can be an emotional connection, physical connection, or both. There is no doubt sex is an important part of a strong relationship as it… Read More
Home is where the heart is, so you should always try to keep it clean so that it is hygienic and safe for your family. Nothing is more important for you than your family and their health and hygiene. So house… Read More
Savings and insurance make critical aspects of a solid financial plan. A ULIP scheme is one such unique offering that includes these components. Short for Unit Linked Insurance Plan, a ULIP policy invests a part of your premium in life cover and… Read More
In the past decade, many women residing in urban areas have taken steps to become financially self-sufficient. Such a positive change should be supported with financial planning that ensures a successful outcome in future too. One such investment instrument that… Read More
A Unit-Linked Insurance Plan or ULIP Plan is an investment avenue that provides the dual benefit of life insurance protection and market-linked returns. It is a financial product that serves dual purposes of insurance and investment and is the main reason for… Read More
When you want to live a relaxed and stress-free life post retirement or even during your working years, relying only on your savings will seldom be enough. While savings are essential to prepare for a rainy day, investing your money… Read More
NRIs or Non-Resident Indians are Indian citizens residing outside India temporarily. NRIs hold a passport issued by the Indian government and are eligible for all benefits as applicable for Indian citizens. NRIs also have the right to invest in India… Read More
For working individuals supporting their aged parents, the medical expenses will require due attention, hinting at a much-needed revision in the financial planning process. To prevent a vulnerable financial situation for senior parents, in addition to an income builder plan,… Read More
ULIPs or Unit Linked Insurance Plans are hybrid investments that offer a combination of insurance and investment under a single plan. If you stay invested in a ULIP plan for a long period, you can protect your family against uncertain events in… Read More
The affordable life cover, extensive sum assured, choice of riders and uncomplicated coverage remain the most attractive features of a term policy. There is another thing that you can benefit from greatly when you purchase this insurance plan. And that… Read More
The Systematic Withdrawal Plan (SWP) is one of the most commonly used methods to structure a retirement plan. In an SWP, you invest across a wide variety of asset classes such as Unit Linked Insurance Plans (ULIPs) and withdraw a proportionate amount… Read More
Money is a pivotal factor in the purchase of term insurance. Considering this, insurance companies developed a term plan premium calculator to enable a hassle-free analysis. As the name suggests, the term plan premium calculator calculates the total premium payable… Read More
When you are young and healthy, buying term insurance is probably the last thing on your list of priorities. It is often believed that you do not need a term plan at least until you are married. However, you might… Read More
ULIPs or United Linked Insurance Plans are a transparent insurance-cum-investment product that offers the dual benefit of life cover and wealth creation. ULIP investments are highly flexible and come with a lock-in period of a minimum of five years. In a ULIP… Read More
Term life insurance is a mutual contract of trust between you and your insurance provider. The insurance company promises to pay your family a specified sum in case of your unfortunate demise during the policy tenure. However, for your claim… Read More
When you think of term insurance, the most obvious reason to buy a term plan is if you are the sole earning member of your family. In such a case, your family members depend on you for their survival and would… Read More
Your regular term insurance serves various purposes, and the most important one is securing your loved ones financially. Acknowledging the complaints that term plans in India are complex, the Saral Jeevan Bima Yojna was launched to provide a pure life insurance cover at highly… Read More
Life is a unique blend of moments packed with uplifting joys and humbling sorrows. Term insurance is a financial tool that helps bear the burden of sorrows. A term plan ensures that your efforts to design a comfortable life for… Read More
The importance of term insurance is touted by financial advisors as it secures an individual against uncertainties that might affect plans and commitments. Investors often weigh term plan benefits against a fixed or recurring deposit. As a term plan is… Read More
Term insurance is an important inclusion in your financial portfolio as it secures your family against unpleasant scenarios. Aside from offering a life cover, numerous term insurance benefits make it a wise investment decision. A smart term plan helps you build… Read More
The COVID-19 pandemic is unlike anything the world has seen before. Ever since its outbreak, there has been an influx of information about preventive measures one must observe to remain safe. As much as everyone wants everything to be back… Read More
Buying a term plan is not enough. While most insurance seekers are aware that term insurance comes with a death claim benefit, there is inadequate knowledge about scenarios that are not covered under a term life plan. When you buy… Read More
A Unit Linked Insurance Plan, or commonly known as a ULIP plan, is an insurance plan that also lets you invest your money for high gains. A ULIP investment offers a variety of investment options in equity, debt, and balanced funds,… Read More
When you start to curate a financial portfolio, term insurance becomes a priority. It enables you to leave behind a legacy so that your loved ones can continue living their life comfortably even in your absence. As a term plan plays a… Read More
The world of investments can be an unpredictable space. This is why many people still shy away from them and store their money in tools that offer little to no returns. As a result, they are not able to beat… Read More
‘How much?’ is often the question on the tip of every Indian’s tongue whether we are buying groceries or an insurance plan. Finding an answer to this question, especially about term insurance, is an important prerequisite in your quest to… Read More
A good insurance policy is the need of the present. However, most people do not invest in insurance because of its stand-alone nature of only offering protection. But with investment options like ULIPs or Unit Linked Insurance Plans, you have an… Read More
To maintain your lifestyle, it is vital to ensure that you have a robust source of income – whether that is after your retirement or during your working years (to supplement your primary income source). Investing in a guaranteed monthly… Read More
Owing to the fickle nature of life, we cannot avoid the advice to purchase term insurance by financial advisors. A term plan does more than just provide a life cover. It ensures that in your absence, your family does not have to… Read More
Planning for the long-term can be tricky. The large timeline can make it hard to pick the right option. Some long-term investments also tend to be less flexible, making it harder for you to take the leap of faith and… Read More
Understanding the unpredictability of life, individuals have started to invest in term insurance plans to secure the financial future of their families. The term plan penetration in India is progressively increasing owing to affordable covers and innovative insurance offerings. Addressing the needs… Read More
ULIP or United Linked Insurance Plans are one of the most popular investments today. ULIP plans are a wise investment choice because they combine the best features of an insurance plan and a market-linked investment plan. In a ULIP policy, a part… Read More
Term insurance is the cornerstone of efficient financial planning. Financial advisors often recommend working professionals who have financial dependents to invest in a term plan to ensure financial stability against unpredictable scenarios. There is often a misconception associated with buying… Read More
Insurance providers today have a host of options to cater to the diverse needs of insurance seekers. However, amongst the two oldest types of life insurance policies are term insurance and whole life insurance. When you go shopping for insurance, you are… Read More
Aside from its figurative meaning, the phrase ‘health is wealth’ has a very literal connotation for smokers, especially when it comes to buying term insurance. With the tobacco epidemic posing as the biggest public health risk globally, insurance providers categorise smokers… Read More
Despite the increasing contribution of women in the workforce, they are unfortunately under-protected when it comes to term insurance. There is still a major gender gap regarding securing the financial future through a term plan. This gender disparity in purchasing insurance… Read More
There is no denying that a term life insurance policy fortifies your financial planning, and so the earlier you invest in one, the better. For novice buyers, a pure term insurance plan is a wise investment in the initial stages of a… Read More
As you grow old, you experience different life stages. You graduate, start working, become financially independent, you buy a home, you progress in your career, you get married, have children, get your children married, retire, and so on. Each stage… Read More
A ULIP plan is a multidimensional investment tool that can be used for several financial goals. Good ULIP plans are safe, flexible, and practical. It can be purchased by following a few simple steps. ULIP renewal processes are also smooth and free from… Read More
Insurance plans have evolved manifold and now offer various types of options that let you save and invest, all the while securing your family members and their future. Guaranteed returns investment plans are another option that has enabled several investors to reach… Read More
Cigarettes have garnered a bad reputation for themselves, and several slogans have been dedicated to encouraging giving them up. Aside from being harmful to your health, smokers also have to shell out a higher amount for term insurance compared to… Read More
A Unit Linked Investment Plan or a ULIP plan is one of the best investment options you can consider for securing your future. However, while ULIP insurance can offer you many benefits, you should consider certain factors before buying it. Doing a… Read More
A good night’s sleep is essential to have a great morning and feel active and refreshed the entire day. You want your body to be well-rested and ready to take on the day when you wake up. Or maybe you… Read More
Nowadays, many people want the best for their home and for their family. What makes a home the best is the security that it offers to the people living in it. That’s why home lockers are becoming more and more… Read More
When it comes to running a business organisation, it is important to ensure that the various spokes of the wheel are turning in a coordinated manner. That being said, in reality, business organisations are composed of a diverse group of… Read More
Introduction The road to insurance is quite difficult to tread. There are a number of directions, ways and subways that we may or may not need to take. It gets complicated if one does not take the time to analyse… Read More
If you’re planning to make a financial investment, you may be presented with the option of investing in a unit-linked plan. How does it work? ULIPs are not purely insurance policies or investment plans; rather they are a combination of… Read More
Are you planning to take your commitment to your partner to the next level this holiday season? Perfect. To illuminate every word of your commitment to her, gift her a brilliant promise ring to commemorate the occasion. Then you can… Read More
In the new age of caring for oneself, we all love pampering ourselves with some cosmetic products and beauty creams. At an online shopping app, there are a number of beauty products available which one can use to look beautiful.… Read More
The Unit Linked Insurance Plan (ULIP) is a life insurance plan that allows you to invest your money in the market for financial goals. You can protect your family and secure your future with Unit Linked Insurance Plan. You have… Read More
Life insurance, when bought early on in life, can provide you with a larger cover at a comparatively lower premium rate. But of the various types of life insurance plans, term insurance happens to be the simplest, especially when it… Read More
Volatility is the nature of the market. Market instruments that invest in stocks are more prone to market fluctuations as compared to their counterparts. That is one reason why many investors are wary of investing in stocks. However, there are… Read More
With the global health crisis becoming a common occurrence, having an insurance policy is no longer an option. Life insurance plans act as a shield against unforeseen events that might lead to a financial crisis. A term plan is the simplest form… Read More
The outbreak of the COVID-19 pandemic reminded us of the fickle nature of life and pushed to the forefront the need for term insurance to protect the financial future of our loved ones. Should the unfortunate happen, a term plan… Read More
Life can be unpredictable, and no two days are the same. With age, increasing responsibilities, changing needs of your family members, rising health concerns, etc., your financial needs can also alter with time. Hence, it becomes important to have a… Read More
Considering the unpredictability of life, a crucial factor for efficient financial planning is to buy a term plan. Amongst its numerous benefits, a term plan provides an extensive cover at affordable premium rates. Several term plans in India accommodate the individual… Read More
Most people view retirement as an event that is still too far off in the future to be concerned. As true as that might be, taking time for granted can be a mistake, especially when it comes to managing your… Read More
You spend a major part of your day at your office hustling, working hard, and persevering. Hence, the money that you earn needs to be carefully and optimally preserved and invested for your future. Of all the different investment instruments… Read More
When it comes to term insurance, the sooner you buy a term plan, the better it can be. At a young age, you can get a comparatively lower term insurance premium, and the extended life cover of the plan ensures… Read More
Despite its numerous advantages and tax benefits, the penetration of life insurance plans in India is significantly low. As of 2020, the penetration of life insurance was only 3.7% of the total GDP of the country. This is significantly low as compared… Read More
Sensible investment in term life insurance can go a long way in protecting the financial future of your loved ones, even in your absence. There is no denying that term insurance remains the most important financial planning tool, especially for individuals who… Read More
Most investors are initially hesitant when they start to invest in market-linked securities, even if it is a simple ULIP scheme. A significant part of their concerns is the fear of financial loss. This is because the market fluctuates variedly,… Read More
Term insurance has become an important aspect of a financial plan in recent years. There have been many rising cases of chronic illnesses, which are now the leading causes of death and disability in India. Moreover, the Covid-19 pandemic has… Read More
Over the years, one particular investment that has stood out due to its benefits is a United Linked Insurance Plan (ULIP) – an investment-linked plan with life insurance cover. A ULIP is a perfect amalgamation of insurance and investment with a strong… Read More
A Unit Linked Insurance Plan, also known as ULIP Schemes, is a type of insurance product that also offers you the opportunity to invest your money and earn high returns. The basic concept of a ULIP plan involves a long-term… Read More
Retirement planning is one of the essential components of financial planning. Retirement is a time when you no longer have a job to support you financially. Hence, it becomes crucial to save enough for your golden years well in advance… Read More
Buying a house of your dreams is a long-sought desire. Your house is your place of comfort, a place you can call your own and a place where you build your family. Moreover, given the easy availability of home and… Read More
The recently released Economic Survey made a surprising and problematic revelation! According to their data, despite the crucial benefits offered by a term insurance policy, the insurance penetration in India is only 3.76%. India’s life insurance term plan penetration is significantly lower… Read More
Concerns regarding mental health may not always be evident as a physical injury usually is, which is why they often get ignored. The demands of the current times, such as having to deal with a challenging job, fulfilling familial duties,… Read More
Despite life insurance being such a vital part of a financial plan, many people tend to ignore its importance. This is because traditional insurance plans only offered a secure life cover and no returns. But over the years, with the… Read More
As more consumers aspire to grow wealth, getting strategic when building your portfolio is important. Diversification is the key to having a well-balanced wealth creation plan and securing your future. Within this mix, mutual funds are one of the attractive… Read More
Getting a term life cover is a long-term decision. You can start young with these policies, and they can offer a life cover up to your retirement years. This decision is best taken after having carefully considered your options as… Read More
Personal loans are a boon as they enable you to resolve your financial emergencies independently. With an instant personal loan app at your disposal, arranging money has now become as easy as cake. All you need to avail of a loan… Read More
A fixed deposit or term deposit is a preferable savings tool for investors. In the current economic environment, when stock markets are volatile, investing in FD appears to be a sensible decision. In addition, fixed deposit interest rates are high… Read More
Achieving long-term financial goals can become stressful without adequate planning and an efficient ULIP plan (Unit Linked Insurance Plan). This is because a ULIP policy is a competent financial product that combines market-linked investment and a life cover in a… Read More
Our finances need nurturing so that they sustain us in the long run. Taking care of ageing parents, a spouse, and children, or any other dependents are all responsibilities that require healthy financial wellbeing. In this scenario, term insurance acts… Read More
A simple term plan can go a long way to ascertain that your family is financially secure even in your absence. An affordable term plan can mitigate risks and take care of financial complexities when you most need them. Even… Read More
Life insurance is a critical part of your financial plan. But while you are secured knowing that your life insurance policy will be there to fulfil your monetary requirements and take care of your family, you should still periodically re-examine… Read More
At some point or the other, you must have heard about the importance of life insurance before, especially term insurance. Term insurance is a type of life insurance that secures your loved ones in your absence. It does this by giving a monetary payout… Read More
Most people think of tax-saving as a complex process. Hence, they consistently delay their annual tax filing until the very last days. However, that is not a wise thing to do. In fact, with properly planned tax strategies, it is… Read More
For a salaried individual retirement comes with various perks, but it also means that your active source of income is no more. At such times, relying on your savings or pension funds might not suffice, especially considering how the costs… Read More
The changes in the Union Budget are eagerly awaited by businesses and working professionals alike. However, as the year gone by witnessed the outbreak of an unprecedented crisis in the form of a pandemic, there was greater excitement to observe… Read More
The changes in the Union Budget are eagerly awaited by businesses and working professionals alike. However, as the year gone by witnessed the outbreak of an unprecedented crisis in the form of a pandemic, there was greater excitement to observe… Read More
Money means different things for different people. Wherever you belong on your financial journey, a ULIP plan (Unit Linked Insurance Plan) can help you achieve your objectives. It is often believed that a ULIP policy only helps achieve long-term goals.… Read More
It is crucial that women secure financial independence and simultaneously focus on wealth creation from early on in their careers. A ULIP plan (Unit Linked Insurance Plan) is among the best investment tool to help women in this endeavour. As women have… Read More
Simplicity is a coveted virtue in an otherwise complex life. A simple term plan is therefore meant to ease some of your concerns and offer a financial solution that meets the requirements of your family in your absence. Despite numerous… Read More
Simplicity is a coveted virtue in an otherwise complex life. A simple term plan is therefore meant to ease some of your concerns and offer a financial solution that meets the requirements of your family in your absence. Despite numerous… Read More
They say that Dubai is where you can go if you want to shop till you drop. With a wide range of options and multitudes of places to choose from – Dubai gives you an unparalleled shopping experience. But you… Read More